RV Insurance in Oregon
If you are on the market for RV insurance, you have come to the right place. We offer many insurance policies, RV is one of them here at Allen & Associates Insurance Inc in Albany, Oregon. Having RV insurance will protect you from accidents and possible damage from weather and other perils. Even if you slip and fall in your own RV, there is an insurance policy that will assist you with medical costs, etc.
Is RV insurance required in Oregon?
Yes, it is a state law to have RV insurance. Most states require boat owners to possess an insurance policy and Oregon is no different. You will have to at least have liability along with minimum coverage to meet the state requirements. You must have property damage coverage in the state which could be cover you or another passenger if they hurt themselves while they are on your RV. There may be additional requirements for renting RVs or if you finance your RV. The lender may require you to purchase an insurance policy. Owners of RVs must protect the outside and inside their RVs.
You may choose from any of the following insurance coverage options:
- Vehicular liability insurance
- Collision insurance
- Comprehensive insurance
- Roadside assistance
- Contents insurance
- Full-timer liability insurance
- Campsite liability insurance
You must also make yourself aware of the RV types that are eligible for insurance coverage which include:
- Class- A RVs
- Class- C RVs
- Class - B RVs
Also, remember that the type of coverage you choose can depend on the type of RV you own, the age of the RV, the average number of miles you drive on it each year, and your driving record and history.
Give us a call or visit our website at Allen & Associates Insurance Inc for more information and to obtain a quote for your RV. We are located in Albany, Oregon.